Employment Scams
Jobs that sound too good to be true should raise a red flag for any college student. Fake job postings abound in unsolicited e-mails sent to your student account and in online job listing sites. Fake jobs can be attempts to steal personal information about you or steal money or bank account information from you. You could also get entangled in criminal activity, so be cautious.
So how do you know who to trust? You can start with these basic guidelines to avoid a potential scam.
Never:
- Never pay up front for a job offer or pay with gift cards.
- Never give out personal information like your social security or bank account number over email or phone.
- Never take cashier’s checks or money orders as a form of payment. Fake checks are common and the bank where you cash it will hold you accountable.
- Never cash a check that comes with “extra” money. Scammers send checks that require you to deposit a check at your bank, withdraw the “extra” money as cash, and then deposit that cash elsewhere. The check will bounce and you will be held accountable.
- Never wire funds via Western Union, MoneyGram or any other service. Anyone who asks you to wire money is a scammer.
- Never apply for jobs listed by someone far away or in another country.
- Never agree to a background check unless you have met the employer in person.
- Never apply for a job that is emailed to you out of the blue.
Always:
- Be skeptical. If a job is offering a lot of money for very little work, it could be a scammer trying to get personal information from you.
- Research the employer. Do they have a reputable website or professional references? Is the job listing you want to apply for also on their main career page? Note: work-study jobs may not be advertised on employer websites.
- Meet face-to-face with a potential employer. An in person interview or informal chat over coffee will help you determine the employer’s intentions.
- Be sure to choose a public place to meet, tell someone where you are going and bring your cell phone, just in case.
- Trust your instincts. If a job sounds too good to be true, it is likely a scam.
You can refer to the Center for Career and Calling website for additional advice to avoid scams.
Job Scam Example
Visit the Federal Trade Commission or the FBI website for for more examples and signs of job scams.
Reporting Fraud & Scams
To report a scam, file a complaint online with the Federal Trade Commission. Check out their video on how to report scam and more ways to avoid fraud. You can also report fraud to the FBI Internet Crime Complaint office