8.3.6 Dental Insurance Plan
All eligible, regular full-time and regular part-time employees have access to a self-funded PPO dental plan through Delta Dental of Washington, formerly referred to as Washington Dental Service.
The plan includes access to multiple Delta Dental networks. You can access two Delta networks as In-Network for coverage purposes: both the 'Delta Dental Premier' network and the 'Delta Dental Preferred' network. Both networks are searchable at www.DeltaDentalWA.com.
Cost of the Plan
The University pays the full premium for regular full-time employees' coverage (subject to change each year, based on renewal of program contracts).
For regular part-time employees (.5 FTE through .79 FTE for Staff and .5 FTE through .74 for Faculty), the University pays a prorated portion of the premium for employee coverage, based on the the employee's FTE. Employees pay the remainder of the employee premium via payroll deduction. The employee rate is noted below.
Employees who elect spouse and/or children coverage pay for the entire cost of their dependents' premiums by payroll deduction.
All dental insurance premiums deducted from employee earnings are taken on a pretax basis.
MONTHLY PREMIUM COSTS 1/1/2024 - 12/31/2024
Coverage | Monthly Cost | |
|---|---|---|
| Full-time | Part-time |
Employee Only | $0 | $24 |
Employee + Spouse | $62 | $86 |
Employee + Child(ren) | $59 | $83 |
Employee + Family | $122 | $146 |
Plan Summary of Coverage
| Payment Levels | ||
|---|---|---|---|
Delta Dental PPO Dentist | Delta Dental Premier Dentist | Nonparticipating Dentist | |
Deductible (waived on Class I) |
|
|
|
Per person/per benefit period | $0 | $50 | $50 |
Annual family maximum | $0 | $150 | $150 |
Annual Maximum per Person | $1,750 | $1,750 | $1,750 |
Class I—Diagnostic & Preventive Exams, Prophylaxis, X-rays, Sealants | 100% | 100% | 100% |
Class II— Restorative Restorations, Endodontics, Periodontics, Oral Surgery | 80% | 80% | 80% |
Class III—Major Crowns, Dentures, Partials, Bridges and Implants | 50% | 50% | 50% |
Orthodontia |
|
|
|
Dependent Children Only | 50% | 50% | 50% |
Lifetime Maximum per Child | $1,000 | $1,000 | $1,000 |
Delta Dental Contact Information
Customer Service: (800) 554-1907
Online Tools: You can check plan information, benefit eligibility and usage, search for a provider, and print ID cards all on Delta Dental's website. First time users will need to register an account before logging in.