Life and Accidental Death & Dismemberment (AD&D) Insurance

Table of Contents

The following descriptions are general. For more specific information about plan benefits and limitations, contact Human Resources at

Basic Life Insurance and Accidental Death and Dismemberment Insurance

The University provides and pays for life insurance coverage for all regular full and part-time employees in an amount equal to two times the employees' annual salary, with a minimum guaranteed benefit level of $10,000. The combined maximum benefit level is $750,000. No statement of health or medical questionnaire is required. Employees are expected to provide beneficiary information within their first 30 days of employment.

Accidental Death and Dismemberment (AD&D)

For accidental loss of life, the amount of this insurance benefit is equal to the employee Basic Life coverage amount. For other covered losses, the amount of this benefit is a percentage of the Basic Life coverage amount.

NOTE:  Insurance coverage reduces by 35 percent at age 70, and to 50 percent at age 75.

Other Provisions

Waiver of monthly premium once qualified with total disability, right to convert or make portable this benefit upon separation from the University, accelerated death benefit, seat belt benefit, air bag benefit, career adjustment benefit, higher education benefit, occupational assault benefit, emergency travel assistance and repatriation.