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  • Attend a Benefits Retirement Ready Seminar generally held in early March. 

  • Review the benefits estimator.

  • Social Security: Review Retirement Income Calculator.

  • Review and update beneficiaries with your retirement and life insurance plans.  These beneficiary forms take precedence over your will for employer sponsored plans.
  • Establish or review your:
    • Last will or living trust to provides instructions on how to distribute your assets and lets you name guardians for children.
    • Power of attorney which names a person to handle your finances should something ever happen to you.
    • Living will (advance healthcare directive).  Your wishes for life-saving measures and who will make medical decisions for you.
  • Create a personal document list to store your important records, papers, and primary contacts and tell your loved ones where it's located.  Click here for Transamerica's template.

6+ months prior to your planned retirement date

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