...
- Social Security Enrollment (if applicable): Three months prior to retirement, enroll online at ssa.gov and complete the online Apply for Retirement Benefits.
- Medicare Enrollment (if applicable): Three months prior to retirement, enroll online at ssa.gov. Otherwise contact Social Security or go to a local Social Security office to enroll in Medicare Part A and B. If you will not be enrolling in Medicare during your Initial Enrollment Period because you were actively employed and covered on qualified group coverage such as SPU's medical plan, then you will qualify to enroll under Medicare's Special circumstance (Special Enrollment Periods). You will have an 8-month special enrollment period to sign up for Part A and/or Part B that starts at one of these times (whichever happens first):
The month after your employment ends
- The month after group health plan insurance based on current employment ends (through either SPU or your spouse's group health plan).
NOTE:
You may be requested by Medicare to prove that you had a group health plan coverage
within the last 8-months through SPU or your spouse’s current employment in order to qualify for a special enrollment period outside of Medicare’s annual open enrollment. HR will be able to complete the employer section for proof of group health care coverage.
- COBRA and retiree health plans aren't considered coverage based on current employment. You're not eligible for a Special Enrollment Period when that coverage ends. You may need to pay a late enrollment penalty if you sign up after COBRA coverage ends.
- Review your benefits with the Emeriti Retirement Health Program. Representatives from Emeriti and Aetna will be on campus during the spring for individual appointments. You may also schedule a phone appointment with a TIAA Financial Consultant at 800-732-8353.
- If you retire prior to age 65, ask Human Resources about our Pre-65 Early Retirement Program for health benefits. You may qualify if you:
- Are age 60 or older, and
- Have worked for SPU for at least 10 years of continuous service.
...